The Mortgage Law Firm

Priorities.  Experience.  Efficiency.

The Mortgage Law Firm (TMLF) is a multi-state mortgage default and foreclosure firm serving banks, servicers, and investors across AZ, CA, HI, NM, OK, OR, TX, and WA. For over 25 years, we have been a trusted partner delivering responsive legal counsel, compliance-driven strategy, and relationship-focused service that helps clients manage risk, navigate complexity, and drive long-term success.

Sally Garrison, Esquire | CEO

Sally Garrison is the CEO of The Mortgage Law Firm, a driving force in the default services industry. Since joining TMLF in 2018, she has expanded the firm’s footprint, notably opening the Texas office in 2023, and now oversees all aspects of the firm’s seven-state practice. With over two decades of experience and licenses in Oklahoma, Arizona, Texas, and Hawaii, Sally brings deep expertise in client needs, regulatory compliance, and legal strategy. As President of USFN, she leverages her extensive network to foster critical industry connections and actively advocates for policies that shape the future of mortgage servicing. Her accolades include the USFN Member of the Year Award, Top Women in Law by DS News, and OKC’s Top Attorneys by 405 Magazine. She is also a Super Lawyers selectee and holds Black Belt recognition from the Stagen Leadership Academy. Sally is a recognized leader in the industry, driving impactful change and fostering excellence.

Caren Castle, Esquire | Senior Managing Attorney

Caren Castle is the Senior Managing Attorney at The Mortgage Law Firm, overseeing all attorneys in non-judicial states. With multiple decades of experience in mortgage servicing and default law, Caren brings unmatched knowledge and insight to complex legal matters. Licensed in California and Colorado, she is a recognized leader in the industry. As the first female president of USFN, she has played a critical role in shaping industry standards and advocating for regulatory changes. Caren is widely respected for her regulatory expertise and has received numerous industry awards, including the USFN Founders Award, ALFN Industry Achievement Award, and recognition from HousingWire and Five Star.  Passionate about mentorship and education, she frequently speaks at industry events and provides training to ensure clients and legal professionals stay ahead of regulatory changes.

Renee M. Parker, Esquire | Managing Attorney

Renee M. Parker was admitted to the Washington State Bar in 2005, California State Bar in 2008, and the Oregon State Bar in 2014. She is admitted to practice in the United States Court of Appeals for the Ninth Circuit, the U.S. Supreme Court, and all of the U.S. District Courts for California, Colorado, Oregon and Washington. Ms. Parker has been with The Mortgage Law Firm, PLC since 2017. Prior to joining The Mortgage Law Firm, PLC, Ms. Parker worked at Wright, Finlay & Zak & RCO Legal, specializing in complex bankruptcy and civil matters, and at GMAC, LLC/Homecomings Financial Network, LLC handling complex insurance claims on pre- and post-foreclosure properties. During law school, Ms. Parker worked as a Research Assistant to Cynthia Starnes in updating the Article 9 section for Thomson-West’s Michigan Compiled Laws Annotated Uniform Commercial Code Forms, 3rd Edition to reflect the massive revisions of 2001. Her work at The Mortgage Law Firm, PLC focuses primarily on complex bankruptcy matters, title insurance issues and mortgage banking litigation, including loan servicer and trustee defense. Ms. Parker regularly practices in state and federal courts throughout California, Washington State, and Oregon.

Jorge Rios-Jimenez | COO

Jorge Rios-Jimenez is the Chief Operating Officer of The Mortgage Law Firm, overseeing all non-legal operations across the firm’s seven-state footprint. With 19 years of industry experience, Jorge brings expertise in operations, information technology, real estate title services, process improvement, and compliance. Since joining TMLF, he has significantly enhanced the firm’s technical business layer and streamlined processes, driving operational efficiencies. His innovative approach to operational excellence has earned him the ALFN JPEG Award, a testament to his significant impact on the industry. Recognized as a go-to resource for mortgage servicers, Jorge is dedicated to providing education, training, and operational guidance, ensuring clients meet industry demands while navigating complex legal challenges. His leadership continues to optimize TMLF’s processes and maintain exceptional client service in an evolving regulatory environment.

Amanda Ulrich | Director of Client Relations & Marketing

As Client Relations & Marketing Director, Amanda Ulrich is dedicated to cultivating and strengthening client relationships at The Mortgage Law Firm. She prioritizes understanding and addressing client needs through tailored solutions that drive their success. A key aspect of her role involves planning and executing client visits and training sessions, ensuring clients are well-informed and supported. In addition to fostering direct client engagement, Amanda leads the firm’s marketing efforts, business development strategies, and also serves on the USFN Marketing Committee. Her commitment to exceptional client service and industry involvement has been recognized with the ALFN JPEG Award and the USFN Volunteer of the Year Award (Non-Attorney Category). She is a vital link between the firm and its clients, consistently demonstrating leadership and dedication to the industry.